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Bankruptcy in St. Catharines: Knowing the process
When your debt becomes insurmountable, and forms of counselling and debt solutions seem oblique, you may have no other alternative than to file for bankruptcy in St. Catharines. BDO understands that financial debt can happen to anyone, whether because of unexpected expenses or unforeseen circumstances. We can offer you confidential and tailored solutions to filing for bankruptcy and a consumer proposal. Contact us today to talk with a BDO representative about filing for bankruptcy in St. Catharines.
Contact your local BDO to learn more about bankruptcy in St. Catharines.
Break free from debt today
Become financially free today! Contact your local BDO trustee about filing for bankruptcy in St. Catharines and see how we can help you.
The process of filing for bankruptcy in St. Catharines
When declaring bankruptcy in St. Catharines there are several steps involved in the process. Here is a brief overview of the bankruptcy process from BDO.
Make a complimentary appointment
Our trustees will review your financial situation and gather information on your income, assets, and outstanding debts. After reviewing all these factors, our trustees will sit with you and confirm that filing for bankruptcy in St. Catharines is the best alternative.Creditors are notified
Your trustee will send a notice to all of your creditors, advising them that you are no longer able to make payments to them. The creditors will then have 45 days to consider the offer. During this time you do not have to make any payments to your creditors.
Credit counselling
You must attend two mandatory counselling sessions. Both of these sessions are held at the trustee’s office and are mandatory for the bankruptcy process. These counselling sessions will help you understand how to budget better and manage your finances.Receiving your discharge
Our trustees will prepare a report outlining your actions during the bankruptcy process and will recommend your “discharge” if you have completed and performed all your duties. When you have received your discharge, this will complete the process for filing for bankruptcy in St. Catharines and the debts that were included in the bankruptcy process will be lifted. 
Get on the road to financial
stability with BDO today!
St. Catharines
*St. Catharines
(289) 273-9963
43 Church Street, 5th Floor P.O. Box 1237
St. Catharines, ON
L2R 7A7
Fax: (905) 688-1746
Office Hours
Monday to Friday, 8:30 - 5:30, after hours and weekends available upon request
BDO continues to proudly serve St. Catharines residents as well as Grimsby, Niagara Falls, Fort Erie, Welland, Dunnville, Port Colborne, Niagara-on-the-Lake, Beamsville, Vineland. Call us. We can help.
*Principal office
Filing bankruptcy in St. Catharines can help:
- Consolidate debt
- Stop harassing calls from creditors
- Stop legal action from creditors
- Protect certain assets
- Release you from your debt obligations
BDO Canada Limited is an affiliate of BDO Canada LLP. BDO Canada LLP, a Canadian limited liability partnership, is a member of BDO International Limited, a UK company limited by guarantee, and forms part of the international BDO network of independent member firms.